Fraud with credit cards seems to be all over the place and criminals love using online shopping internet to steal people's credit card information, due to the privacy it offers. Many people believe that the only method to safeguard themselves is to just avoid buying online completely. While that's one way to avoid one's credit card details from getting stolen, it also means it is impossible to shop online again. The online marketplace for products and services is growing at a a rapid pace because consumers are aware that they can easily find the best deals when they shop on the internet. By just not shopping online, you would have lost out on these great deals. This method of avoiding fraud on credit cards is like deciding never to fly in an airplane again in order to stay away from terrorists. It is true that one wouldn't be a victim in a terrorist plot that involved planes, however this also means that one has to bear the burden of being unable to fly when traveling. Like anything else that happens in the world, the most important thing is not to avoid the issue however, it is to be aware of the issue and implement an appropriate strategy to lessen the risk of being a victim to credit card fraud while shopping online.
First, let's talk about steps one can take if credit card fraud has already happened. There is no need to be in a panic. When a cardholder discovers that their credit card information is compromised and the credit card company will not hold the cardholder liable for any fraudulent charges, even for charges made before reporting the credit card information is stolen. A credit card provider will then shut the card off from further use and issue a new card within one or two weeks however this is an inconvenience most people would prefer not to go through, if possible.
Online shoppers can use Google's safe Browsing Tool to check if the website is safe to visit and if one can trust Google obviously. This tool will report whether a site is suspicious or not when Google last checked it, and also if the website has did anything suspicious in the past, and will also inform if it is associated with any suspicious websites, even if the site itself isn't doing anything suspicious. To see if a website is safe, simply copy and paste "http://www.google.com/safebrowsing/diagnostic?site=" into the address field on the browser, and then add the url of the site to be visited. For example, to a company's website, just enter "http://www.google.com/safebrowsing/diagnostic?site=websiteurlhere.com" into the address bar of the browser being used. Once you've entered this, Google's tool will bring up a basic half page report on whether the site that you are looking at is secure or not.
Another layer of protection Amazon gutschein one can employ while shopping online is to use trusted 3rd payment options. Most people have heard of PayPal. They are probably the most popular third party payment method around the world. They permit customers to pay for products or services using them. For example, this means that when a consumer purchases something the item, she isn't directly transferring money to the website she is shopping on. She is paying the amount due to PayPal, and then PayPal reimburses the merchant, meaning that the merchant does not have access to her credit card number and the credit card information was never transmitted over the internet during the transaction. It does not matter if the client shops on one website or a hundred websites. In the event that a 3rd party payment method was utilized credit card data was not transmitted, so that information is not floating around on online at each website a purchase was made. Other 3rd party payment methods similar to PayPal include, Google Wallet and Amazon Payments.
Armed with this information shoppers online can now ensure that the sites they browse are safe to shop on Also, avoid entering sensitive information when buying. Therefore, there's no reason to miss out on all the great deals when you shop online for fear of credit card information being stolen.
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